National Consumer Early Warning Dashboard

Forecasting Ghana's consumer risks before they hit households.

The Consumer Intelligence Observatory now publishes forward-looking indicators for market health, vulnerability, trust, risk, resilience and consumer harm — with 30, 90 and quarterly outlooks.

National Threat Level
Moderate
70% confidence
Composite PostureModerate
V.LowLowModHighCrit

National threat posture is Moderate with rising pressure in Mobile Money fraud and digital lending. CMHI and CBTI are stable; MRI is climbing on insurance and banking disputes.

CMHI Outlook · 12 months
67.073.2 @ 90d
Data vintage: Source window: 2025 Q1 – 2026 Q2 · forecast horizon to 2026 Q4
Consumer Market Health Index
67
30d 68 · 90d 69
Consumer Vulnerability Index
62
30d 62 · 90d 64
Consumer-Business Trust Index
55
30d 54 · 90d 55
Market Risk Index
58
30d 58 · 90d 60
Consumer Economic Resilience Index
42
30d 41 · 90d 42
Consumer Harm Index
Launching Observatory v2
Live early-warning indicators

Eight risk categories, continuously monitored

Open Early Warning Center →
Mobile Money Fraud
Low · 88%39
E-Commerce Fraud
Moderate · 65%50
Telecom Complaints
High · 88%75
Product Safety Issues
Moderate · 64%62
Counterfeit Products
High · 68%75
Digital Scams
High · 56%76
Banking Disputes
Moderate · 75%52
Insurance Disputes
Moderate · 90%51
How forecasts are produced

Models run in the Consumer Intelligence Engine; the Observatory publishes the signal.

Each indicator is recomputed continuously by the CIOG prediction engine, then published here with confidence intervals and forecast bands. Methodology and weights are public.

Read methodology